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NatWest/RBS savings roll-up

8 replies

JamMakingWannaBe · 12/02/2025 23:43

I'm not sure when they introduced this as I may have missed some info from the bank / be late to the party but incase I'm not the only one, NatWest / RBS now offer up to 5 x roll up (up from x 2) for debit card spends into their Regular Saver.
You'll need to go into the app to change your preferences.

OP posts:
mrsbrightside1308 · 13/02/2025 06:07

Thanks , have changed mine now :)

namechangeformeeee · 13/02/2025 10:50

Thanks for the tip! Have changed mine now :) xx

JamMakingWannaBe · 13/02/2025 20:21

I'm glad you both saw my post and it was of benefit to you!

OP posts:
autrejour · 14/02/2025 14:03

Thank you so much ! Just changed mine now as well :).

Didshejustsaythatoutloud · 14/02/2025 14:06

Ooh thank you. Got the x2, didn't know they did x5. It's a great wee savings thing. I've saved a shed load extra with this.

abracadabra1980 · 14/02/2025 16:12

May I ask what the savings roll up is please?

JamMakingWannaBe · 14/02/2025 16:57

@aabracadabra1980
NatWest and RBS have a linked current account and savings account.
When you spend £2.75 on a coffee, you can choose to "roll up" that spend to the nearest £, so in this case £3, and the extra 25p to be added to your savings pot. It's an easy way to make small regular savings.
The maximum value of the roll up used to be x 2 (so in this example 2 x 25p is 50p) but they've increased it to x 5 so potentially £1.25 could be added to your savings.
This amount is not included in the £150pcm savings limit so it's a very easy way to add extra to your savings pot.
Rolling up just one coffee payment each workday is potentially adding £25/month to your savings.

... and it's slightly addictive to try and pay £40.01 for petrol for example!!

OP posts:
Yellowshirt · 14/02/2025 18:19

You have to be careful with roll up. I've been saving regularly for years but once you hit £5000 you lose the 6% interest so I've just turned mine off and reduced my monthly standing order to £5

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