I’ve been sent the migration notice to move to UC but am not sure there is any point in me doing so.
I currently get approx £70 a week CTC. I’ve done the entitled to calculators and things and I would not be entitled to any more on UC.
I have recently received inheritance of just under 20k (sad circumstances but very grateful obviously). While I know savings over 16k will be disregarded for a year, I’m aware that deductions would be made for savings between 6k and 16k - I think this would pretty much cancel out any UC I would receive.
I do also get Child Benefit and a Bereavement benefit but I don’t think this is anything to do with UC and is not affected whether I do apply to migrate?
If I decide not to migrate to UC, am I right in thinking my tax credits would obviously end but CB and BB continue? Do I need to formally say I am not applying for UC?
(I really don’t want to put myself through the anxiety of applying for UC, answering questions, going for job centre meetings etc Etc if I wouldn’t (rightly) be entitled to receive anything at the end of it. I’ve just dug myself out of an anxiety black hole, am busy applying for jobs and am positive that the inheritance can tide me over until I do have a job)
thanks for any help.