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Universal credit

28 replies

MuddyBootsRugby · 26/01/2025 19:02

Not being judgmental here at all just wanting to understand ...My colleague is a single parent, owns her own home, works 4 days a week, earns about £30k Is she be entitled to any benefits?

OP posts:
whathaveiforgotten · 27/01/2025 10:44

Sorry also @Finchgold if you pay £1200 a month for childcare then the universal credit amount would increase accordingly. They will pay 85% of your childcare costs up to a maximum of £1014 a month. If you've been advised by anyone that you aren't eligible for any universal credit then they are very, very wrong!

HPandthelastwish · 27/01/2025 10:46

You don't sound like you want to know to help her.

She'll get Child Benefit £100 a month
I'm on £33k own my home outright (inheritance) I get about £120 UC as a transition payment from Tax credits, I think this goes down to £0 or very low once the transition period is over.
She could get UC for childcare
She could get UC for any disability or caring roles she may have
Child Maintenance from child's father if she's lucky and this isn't taken into account.

AnotherEmma · 27/01/2025 12:56

Finchgold · 27/01/2025 09:46

Definitely not. I’m a single parent, own my own home, earn £20k and get nothing now. I don’t even qualify for the childcare element.

Renters get a good chunk more because they get housing element.

You have to be actually poor to get money.

Are you absolutely sure you're not entitled to UC? You should contact Help to Claim to check. On £20k/year you should be eligible, unless you have savings or assets over £16k.

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