What to do with an old free standing AVC?

[Caterpillargirl23]

I have an old free standing AVC I can now access.

Does it make more financial sense to move it into an ISA (so take as a lump sum which will be taxed) or to a different pension product such as a SIPP?

I work and pay tax and I'd like to be able to access the AVC money fairly easily as I do with the ISA.

Could you start by taking the 25% tax free into an ISA and the rest into a SIPP, then drip that out in future years - or will you be paying tax for the foreseeable future?

I'll be paying tax for the foreseeable future.

@EveryoneKnowsJuanita I think I'll do as you suggest. Take 25% and put into an ISA then open a SIPP.
Thank you.

This is what my DH has done, and what I’ll be doing in 2 years when I’m 55. We’ve since used some of his lump sum money to buy a car; it was really straightforward to get it out of the ISA and nice just to know there was no tax (ever) on it.

There’s loads of info online about best-buys SIPPs and so on; it’s a very common option. Good luck!