Warning Check your National Insurance Contributions

[Thisnettledanger]

Last night I logged onto HMRC to check my NI contributions and noticed that for the last three tax years I had gaps and had to pay them almost £2500 to make them qualifying years! This was impossible to me as I have worked for the last eight years for the same company without any breaks.

Called them this morning and the chap tried to fob me off but I told him it was impossible that it was correct.

He went off the line to talk to someone else and came back eventually and told me it was their error! He could tell me exactly how much I had earned in those years but not why the NICs were not applied to my account !!

Worth checking your records ASAP 👍

Employers with financial difficulties often dont pay or falsify records
Have you checked that before blaming HMRC?

I am a director of the company I work for so I am sure HMRC has been paid all monies due! and as I said they accepted it was their error !

@Thisnettledanger i advise everyone to check their NI record each January. I have done this for years.

😮 good tip, thanks!

I've had this. They could see the payments had been made, they just hadn't added them to my record.

Thanks for the tip. I check my P60 every year but never my HMRC record.

it is likely therefore that your NI was paid under the cumulative basis applicable to directors and the gaps are because for some pay periods you would not have had NI deducted but the HMRC records are not picking up your status correctly.