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Is this correct about claiming Universal Credit?

40 replies

Iwantthesunsobad · 11/12/2024 14:42

My partner of 20+ years and i about the separate and i’ll be staying in the house with our 4 children ages ranger from 6-16
I only work 12 hours a week in a school and just been told by Citizens Advice that DWP will be calling me as soon as i apply to tell me i can only claim if i can work at least 35 hours a week?? Is this correct? I don’t know how i’m going to do that as you can’t just decide you wanted more hours.
Im panicking now as i don’t know if can survive paying the mortgage on my own if i can’t claim UC.

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Iwantthesunsobad · 11/12/2024 15:28

Thank you @Lemonade2011 that’s reassuring. We deliver local papers (with my 11) year old as he can’t do it on his own so not sure that counts as he gets some of the earnings from that too

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Bromptotoo · 11/12/2024 16:01

@Iwantthesunsobad there's a lot of nonsense on here.

I strongly advise you to call the Help to Claim service on 0800 144 8 444 and have a conversation with them.

There is no reason why you cannot claim Universal Credit now based on part time work of 12 hours for which I'd guestimate you gross monthly pay as around £650 - but less if term time only.

You'll need to have a conversation with your Job Coach about what exactly you could do to increase earnings but that should accommodate looking after your children around school hours.

Hours per week are not even, for most things, how UC works. It's more about multiples of the National Living Wage. Not getting it unless you work 35 hours is nonsense on stilts territory.

Iwantthesunsobad · 11/12/2024 16:13

Thanks so much @Bromptotoo. Appreciate you simplifying it a bit for me. I will call them to discuss. I do work term time so it’s less than that. it’s actually £500 net
Partner will be moving to his dads for now while we figure things out.
Hopefully him and I can some sort of a workable schedule and perhaps i can do a night shift at the weekend.
Thanks again for your reassuring words.

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IVFmumoftwo · 11/12/2024 16:46

Of course you can claim but they will pressure you to work more hours. You can't claim for mortgage help unless it is for an loan but I wouldn't do that unless in a emergency. You do however get to keep more of your wage before they deduct it.

Iwantthesunsobad · 11/12/2024 17:33

Thank you @Boomer55
Interesting that the article talks about 16 hours rather than a set amount.

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IVFmumoftwo · 11/12/2024 18:11

As long as you earn over the AET they leave you alone. For a single parent it is about £890. It doesn't go on hours.

IVFmumoftwo · 11/12/2024 18:13

Blondeshavemorefun · 11/12/2024 14:56

Youngest is at full time school so yes you will be encouraged/have to-work more then 12hrs

You will have a minimum floor amount to earn each month. Usually 25/35 hrs at nmw

Even if you don't earn this they will treat is if you have

You will need to increase hours or look for a diff job

She only needs to meet the AET for a single parent and then she is in the light touch group. It doesn't matter about the hours, just what she earns.

Pandasnacks · 11/12/2024 18:13

Considering your DH is a high earner do you not have savings? If so I'd be more worried about that than the hours

IVFmumoftwo · 11/12/2024 18:15

Pandasnacks · 11/12/2024 18:13

Considering your DH is a high earner do you not have savings? If so I'd be more worried about that than the hours

He is an ex DH.

Pandasnacks · 11/12/2024 18:16

@IVFmumoftwo actually she refers to him as 'her partner' not ex anything. Not that there's any point to your post.

Viviennemary · 11/12/2024 18:17

FrannyScraps · 11/12/2024 14:51

Most people who only work 12 hours a week wouldn't get a mortgage. I'm surprised that you're surprised that you'll be expected to work more hours??

Heaven forbid anybody should have to work more than 12 hours a week. Your high earning partner should be paying to make up the shortfall not the overburdened tax payers.

IVFmumoftwo · 11/12/2024 18:19

Pandasnacks · 11/12/2024 18:16

@IVFmumoftwo actually she refers to him as 'her partner' not ex anything. Not that there's any point to your post.

Well there is because if they are separated then UC won't take into account his savings just hers. It does say they are separating if you read the post.

Pandasnacks · 11/12/2024 18:21

@IVFmumoftwo I asked if she had savings, not her partner/ex DH/whatever you deem acceptable. What is your problem? It's a perfectly reasonable question as OP may not realise the savings rules on UC and knowing about them before they split any assets could be useful. Is that ok with you??

Iwantthesunsobad · 11/12/2024 18:46

Thank you @IVFmumoftwo i’ll bear that in mind X

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