Losing personal allowance- new job

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Can anyone please help.

DHs salary is £120k so £10k a month. On a full year this means he loses pretty much all of his personal allowance.

However this year he was unemployed and started work at the end of July.

He'll earn circa £90k to 5th April so we didn't think he would lose his personal allowance.
His payslip has just come through and this month is less than previous months and they seem to taxed him as though he has worked the full year.

Are we right in thinking that he shouldn't lose his personal allowance this year?

Thank you

He needs to check his tax code - it’s probably an emergency code and payroll will refund him soon if the tax code can be put right or at the end of the year.

It's so annoying they sent a letter with his tax code in September which set it at the correct amount and now they have just apparently changed it.

It's a nightmare as we want the money now to pay for Christmas etc

If he normally does a tax return at end of the tax year he should be able to offset any overpayments against anything he owes.

He can log onto his HMRC personal account and update his estimated annual income for this financial year and that should trigger a new tax code to be sent to his employer.

He'll need to do a tax return anyway so that will correct any overpayment of tax.

Next year I suggest putting 20k in his pension. I put everything over 100k in mine which is currently about 50k a year.

was he unemployed from the whole period 6 Apr 2024 to July 2024? If he hasn’t worked in this tax year his tax code should be easy to resolve. Agree with pp log into his Gateway and find out what’s going on

Yes he was completely unemployed (redundancy) from April to July this year.

He is ringing them now. I just wanted to check that our understanding was correct and that he should be losing it.

Once we don't have to pay ds' school fees the extra £20k is absolutely going into his pension.

It's probably quicker to do online than call. He hasn't lost his personal allowance; he just needs his tax code updating. His new employer may have not processed his P45 correctly. In any case, the only options are to get the tax code corrected now or wait until he does his tax return after the end of the tax year and claim a refund of the overpayment.