Pension pot @ 45, is it on track?

[Isiteveroktousethecword]

As per the title, fund sits at 225k currently. No debt. 150 k in ISAS, 40 k emergency fund, 1.1 million equity in property with 180 k mortgage. Healthy six figure salary.

private income of at least 30 k a year at retirement.

do I need to save more into pension?

I am of course going to ask an adviser -
but then he also makes money of me putting more into pension.

asking - as I can go PT and then under the 100 k -
so have the time to enjoy self more….but can’t decide if it’s best to work to put the excess over 100 into pension.

Looks at my 49k in pensions with no savings and cries.....

Think you're doing OK op! I am 10 years behind, but I have not a hope in hell of having that much by the time I retire!

Yes I visited a b&b last summer where the elderly woman running it had lost her dh just after he retired. You always want to ensure you've got that balance of future planning and also, making the most of today.

I keep thinking about my poor colleague and I'm sure someone has inherited a massive pension and savings pot they would rather not have had to have more time with her, she must've spent 35 plus years doing a very stressful job.