One of my DCs (over 18) is planning a big trip to the USA next year and with Christmas approaching they've asked for money for the trip as their gift.
Is there a way I can do this without a) giving them dollars or b) giving them sterling for them to put in an account of their own?
Reason for asking is I don't want there to be a temptation for money to be used for any other purpose (long back story) and dollars could just get lost (or exchanged). Not sure if it could be an account I open and load - not just with Christmas gift but also birthday money etc)- and then hand over to them closer to the time of the trip?
Any more creative or practical ideas welcomed. Thanks