Universal credit

[Tomanyflaws]

So we have applied for uc as couple Id checks completed at the job centre.
It has said I can apply for an advance of up to £1671 I have applied for £400 it's been approved but surely we won't receive anyway near £1671 a month we have 3 kids only get paid for 3 £99. 84 a week rent i earn 1252 before tax and partner earns 1614 before tax and pension deductions we have £9100 in savings can any body help please I have told them all the correct infomation about earnings children rent and savings can anybody help please??

Go to ‘Entitled To’, put in all your details and it will tell you what you will get and exactly how it is calculated.

There are too many variables. Your rent allowance will depend on your LHA rate. Do you pay for childcare? Like a PP said check entitledto. It's usually accurate for me .

The advance payment is usually equivalent to your total UC before deductions for earnings. So that figures sounds about correct for standard couples element, 2 kids and the rent figure. The first £404 of earnings is disregarded (work allowance) and then UC reduced by 55p for each pound over that.

The advance they offer is based on your initial entitlement before any deductions for wages. So if you weren't working that's what you would receive. Because you are working they'll deduct an amount off that for your and your partners wages, you'll also have a small deduction for your savings. So no it won't be in the region of £1600, it'll be quite a lot less.

It would be around £238 UC per month if the £1671 figure is your total UC before earnings. then any advance repayment would come off as well.
Did you mean to write you'd only get paid for 2 kids or for all three? this assumes the children don't have disabilities and no-one claiming carers element.

Sorry yes for 2

That seem really low since we've been told to move over by migration notice letter we was paid £364 a month on the tax credits system.

Ok so if you are migrating across you should get transitional protection so your Uc amount should match your old tax credits amount so you'd get a top up and wouldn't be worse off. That protection will be gradually eroded over time though as element amounts increase as they do each April. Sorry I just assumed you were claiming for the first time rather than a migration from tax credits.

It's me sorry I failed to mention.

The £1600 is close to 'Max UC'; in effect the amount of money the law says you need to live on.

Back of a fag packet calculation says UC payable would be around £335. If that's less tan Tax Credits you should get a Transitional Element to top it up so you're not immediately worse off.

If you've not had the first payment, or you're not sure if its right, the go to peeps are Help to Claim.

Thank you it's just a little under what I received on tax credits I can deal with that but wouldn't say no if they want to match it up I have borrowed £350 advance I said I could borrow over £1671 in advance seems high I ain't getting anywhere near that much a month with us both working and savings so not sure why they say so much..