'Life savings'

[josiecat]

Being a bit nosey really but ours don't seem to add up to much so far. We're in late 30's with 2 under 5's. Did student bit until early 20's, then temp jobs for a few years. Now I'm P/T hopefully til kids at school. Managing ok but budget a bit tight. Obv not saving much except an ISA, v small payment monthly into CTFs. Total of savings comes to about 10 grand. Doesn't seem a lot for our age. Does this sound familiar? Do others our age/position find saving difficult?

well, early 30s, with 1 14mo old. Late to start 'proper' work and to get on the housing ladder. Totally self supported - no financial help from parents.
Total savings less than 3k...

Late thirties with 2 young children here too - we offset our mortgage with our savings so it depends how you look at it - a relatively small mortgage which we could theoretically pay off in the next few years or the reality is that we're going to increase the mortgage trading upwards in the next house we buy so depleting the current healthy savings pot. We do utilise our ISA and CTF allowances fully. Bottom line response is that we are currently able to save/invest a minimum of 30% of our monthly net income which I think is probably higher than average.