Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

So fed up being poor and feeling lesser than

47 replies

leftorrightnow · 08/09/2024 14:43

Just that really. I know we aren’t technically poor, I make 70k a month, but my partner is in a really unstable industry and has been unemployed for a year. We live in a rental flat, 2 bedroom, and kids are sharing a room (10 and 8). Our kitchen is tiny. Been wanting to buy for ages and was just about to look for a mortgage when DH got unemployed. He’s been trying to get a job for ages and recently picked up a three month gig but in his industry nothing is ever stable. He’s trying to move into a related industry but no luck so far. I just feel so resentful of him for not contributing more and having chosen such an insecure industry and not being able to get out of it. I know he’s doing his best but at the same time I feel he has a really defeatist mindset.
I work so hard all the time and yet here I am at 43, living hand to mouth in a rental. Today DS has a much better off friend over and he walked into our kitchen and said “mini kitchen! One of my bathrooms is bigger than your kitchen!” And it just made me feel so crap.
Dont know where I’m going with all this, just wanted to vent and if anyone has any advice.

OP posts:
Pipsquiggle · 08/09/2024 15:44

By the sounds of it, your DH needs to bring in a regular, sustainable income.
Which sector is he in? Does he have transferable skills if he needs to diversify?

leftorrightnow · 08/09/2024 15:57

PegasusReturns · 08/09/2024 15:35

The issue is not that you have no money.

it’s that your DH is a feckless waster and so rightly you feel resentful that the burden of everything rests on you.

You’re left paying for everything and also apparently doing school pick up? Wtf?

after a year out of work your DH needs get any job going so he can contribute, the current situation is unsustainable

Well, he has just got a job which pays well but is only for three months, he is in an industry which used to be stable pre covid but now is no more. He is trying to get out of it. At the moment he has work, but just for the next three months, he is looking for another gig after of course. I need to do pick ups only when he is working of course. But if we create a situation where I cannot pick up due to a long commute, then he will find it much harder to get any work, catch 22 really on that front. When he was out of work he did all drop offs and pick ups and all cooking and cleaning and grocery shopping etc.

OP posts:
leftorrightnow · 08/09/2024 15:58

Lola1974 · 08/09/2024 15:19

I’ve just been staying in a 3 million pound plus house and the owners seemed miserable. Love your life. Try not to compare. Easier said than done I know but I decided in the future I am going to try and see problems as opportunities and be thankful for my body and the air I breathe. In the scheme of the world you are not poor.

thanks for the perspective, I know and I try to remind myself of that.

OP posts:
Hungrycaterpillarsmummy · 08/09/2024 16:01

The issue is your husband and it seems like you know it.

He is restricting you all from having better living standards.
What is his plan?

PegasusReturns · 08/09/2024 16:03

Periodic gigs are no use at all when you have a partner who is under pressure and DC to support.

he needs a reliable income. Bar work, retail, warehousing whatever it takes to make sure he’s contributing. OR you as a family accept he is not going to work and you move further out for cheaper rent and he does all of the school drop offs

leftorrightnow · 08/09/2024 16:04

Beginningless · 08/09/2024 15:26

Just to give a bit of perspective, my kids are the well off kids who probably might make a hapless comment like that (I hope I have taught them not to however!). But I grew up in relative poverty and felt ‘less than’ like you do, when I went to wealthy friends homes. You’d think I’d be delighted that my kids don’t experience the same - but tbh I find it hard to have ‘more than’ - I don’t feel I deserve any more than you or anyone else, and my kids don’t. I feel awkward when their friends visit and say ‘wow you are so lucky’ to them, and while I try to remind my kids about what different families experiences are, I don’t think they can really get it. Im worrying about hosting a party at home with classmates who might feel ‘less than’ simply by coming to our house. I know first world problems, I’m so lucky we are comfortable and maybe you will think I am very insensitive to post this - but I’m trying to say that the grass is not always greener. We all need to compare ourselves to others less.

All that said - hand to mouth is just harder and I hope it’s not always like this for you.

thanks for the perspective, if you feel that way, nothing stops you though from donating your wealth to the Red Cross or similar and move to a smaller home and experience the joys of not being the wealthy one to stand out. Sorry, jokes aside, don't feel offended though, good for you that you made it and can provide for your kids what you didn't have, Sounds like you have some guilt about having made it, I understand that feeling, and recommend you work on that and be grateful for all you have, maybe spend some time volunteering in some way to give something back if you feel like it. Trust me, us with smaller homes are feeling more nervous about hosting kids parties in our 'mini kitchens' and kids shared bedrooms, than you may do with your grand home.

OP posts:
leftorrightnow · 08/09/2024 16:06

PegasusReturns · 08/09/2024 16:03

Periodic gigs are no use at all when you have a partner who is under pressure and DC to support.

he needs a reliable income. Bar work, retail, warehousing whatever it takes to make sure he’s contributing. OR you as a family accept he is not going to work and you move further out for cheaper rent and he does all of the school drop offs

Sorry for the drip feed...we are in a country where unemployment support (private unemployment insurance base don previous income level) is higher than what you'd make in retail or bar work etc. So no point in that, unless we see long term he will never work steadily in his industry again. So far it has only been a year and now he is working again so it is too early to give up.

OP posts:
leftorrightnow · 08/09/2024 16:08

Hungrycaterpillarsmummy · 08/09/2024 16:01

The issue is your husband and it seems like you know it.

He is restricting you all from having better living standards.
What is his plan?

to move into a related industry, he is learning that skill and trying to break into it. But I also think if it doesn't happen soon,we just have to cut our losses and move further out, even if kids loose their good school then.

OP posts:
Icanttakethisanymore · 08/09/2024 16:08

It’s obviously not feasible for him to continue working in the industry he is in if he’s been unemployed for a year. What would he do if he was single? Get a different job I assume?

leftorrightnow · 08/09/2024 16:09

MugPlate · 08/09/2024 15:39

This thread will not help you because you made a typo. That is all anyone will read. Worth deleting and starting again.

I know but now it's kind of going so will just leave it

OP posts:
leftorrightnow · 08/09/2024 16:10

Icanttakethisanymore · 08/09/2024 16:08

It’s obviously not feasible for him to continue working in the industry he is in if he’s been unemployed for a year. What would he do if he was single? Get a different job I assume?

as explained he has private unemployment insurance which pays slightly over what a retail job would do

OP posts:
Icanttakethisanymore · 08/09/2024 16:12

leftorrightnow · 08/09/2024 16:10

as explained he has private unemployment insurance which pays slightly over what a retail job would do

Ah, Ok sorry - I missed that before posting

leftorrightnow · 08/09/2024 16:14

Icanttakethisanymore · 08/09/2024 16:12

Ah, Ok sorry - I missed that before posting

no worries - it is only for two years though, so it sort of gives you a window to get back on your feet and then if he is not sorted by then, he will have to make some tough decisions and give up his industry for something else. So the clock is ticking and I think that is only a good thing. He knows.

OP posts:
MtClair · 08/09/2024 16:17

OldTinHat · 08/09/2024 14:57

I think you need to sit down and itemise everything you're spending on.

By 46, I was mortgage free and my DC had left home. Eldest, aged 25, bought a house last year. Youngest still in uni. I'm 53 for context. Divorced when the DC were tiny, single ever since.

My income was a fraction of yours.

What are you doing wrong? Designer clothes, holidays, meals out?? Where is your money going?

By the way, I live in the south east before you say that I must live in a cheap area.

Yay but that depends HUGELY on where you live.
eg with the income dh and I have, we are now mortgage free blablabla.
If I had been living where my parents are in Europe, I’d be nowhere near that.

Yes attitude towards money can be a factor but not just that

MtClair · 08/09/2024 16:22

@leftorrightnow how is the job market where you are?
Aka can your DH starts a lower paid job (McDo, stacking shelf whatever) in between his contract in his original industry?

I mean there are times when not working is a solution (for want of a better word). One is ill and unable to work, childcare cost prohibitive so that parent is taking the SAHP role.
But not working fir so long isn’t a medium or long term solution to ‘there are no jobs in my imdustry’

leftorrightnow · 08/09/2024 16:24

MtClair · 08/09/2024 16:22

@leftorrightnow how is the job market where you are?
Aka can your DH starts a lower paid job (McDo, stacking shelf whatever) in between his contract in his original industry?

I mean there are times when not working is a solution (for want of a better word). One is ill and unable to work, childcare cost prohibitive so that parent is taking the SAHP role.
But not working fir so long isn’t a medium or long term solution to ‘there are no jobs in my imdustry’

His unemployment support pays more than McDonald’s jobs

OP posts:
MtClair · 08/09/2024 16:29

Sorry @leftorrightnow i missed your post about his insurance.

I can see it makes sense for him to continue with his insurance..
What might not make sense is to continue looking for a job in the area he is working.

Is he taking on the whole parenting/housework at least?
What is he doing re finding a new industry!

adultingforever · 08/09/2024 16:38

It sounds as though you are making ends meet, and it is a feeling from inside you that comes from comparing your circumstances with others, that makes you feel "less than." I would work on that, even if you need counseling. Having a lower income than someone else does not make you "less than" at all. And undoubtedly you are much better off than many, many others, but you don't see them everyday or at all. Being content with what you have would change your life for the better, if you can do it, and it is very freeing. Comparing almost always leads to dissatisfaction.

leftorrightnow · 08/09/2024 16:52

MtClair · 08/09/2024 16:29

Sorry @leftorrightnow i missed your post about his insurance.

I can see it makes sense for him to continue with his insurance..
What might not make sense is to continue looking for a job in the area he is working.

Is he taking on the whole parenting/housework at least?
What is he doing re finding a new industry!

Yes when not working he takes on all housework/parenting stuff. Cooking too.
he is trying to learn a new skill that’s related to his existing one. We live in my home country now and he doesn’t speak the language which makes it harder. He is also trying to learn the language but getting to fluency in this language isn’t easy especially when you speak English and everyone just switch into English here. But not speaking the lanague is still an employment barrier, paradoxically

OP posts:
leftorrightnow · 08/09/2024 16:53

adultingforever · 08/09/2024 16:38

It sounds as though you are making ends meet, and it is a feeling from inside you that comes from comparing your circumstances with others, that makes you feel "less than." I would work on that, even if you need counseling. Having a lower income than someone else does not make you "less than" at all. And undoubtedly you are much better off than many, many others, but you don't see them everyday or at all. Being content with what you have would change your life for the better, if you can do it, and it is very freeing. Comparing almost always leads to dissatisfaction.

Yes we are making ends meet. Can even go on holidays. Have new clothes and a car (albeit an old one). It’s just we’re surrounded by affluent people.

OP posts:
Smeegall · 08/09/2024 16:58

StressyMcStressFace · 08/09/2024 14:48

You make almost a million pounds a year! What on earth are you doing with your money?

A million pounds?? 100k is not 1 million...!!!
1,000,000
Vs
100,000 is very different!!

StressyMcStressFace · 08/09/2024 17:04

Smeegall · 08/09/2024 16:58

A million pounds?? 100k is not 1 million...!!!
1,000,000
Vs
100,000 is very different!!

OP originally said she earned 70k a month. Not unreasonably I assumed pounds sterling. £70,000 x 12 = £840000. In other words the guts of a million.

New posts on this thread. Refresh page
Swipe left for the next trending thread