Tax rate and taxable income- £60k still in lower tax rate?

[Blending123]

Can you let me know if I've got this right?

You pay the higher rate tax rate for taxable income £50,271 - £125,140.

But because the first £12.570 you earn is your personal income. Would you deduct that from a salary of £60k? Meaning you'd still be at the lower rate tax rate?

No, of a 60k salary:

the first 12.5k is not taxed
12.5-50k is taxed at the lower rate
remaining 10k is taxed at the higher rate

Ok thanks for the quick response.

So if you put as much into your company pension as possible that would reduce the £10k further which would be taxed at the higher rate?

Yes if you can do without the extra cash now, pension is a good idea.

It’s worse if you’re in Scotland.
Peying into your pension helps mitigate the higher tax, but I think that’s likely to change with the new government.

Ok thanks for your responses - it really can be a minefield getting on top of all of this.