Help with Universal Credit Calculations and rules

[CelticLadyxx]

Hello 👋

Me and my partner are looking to finally move in together. I really want to understand what I can do and what the options and calculations would be.

I'm wondering is there a difference between the standard UC allowance and the working allowance?
How does it work if we move in together? Will my standard disappear but I am able to apply for work allowance?

I am on Universal Credit with LCW and housing benefit help for the room I am in at the moment.

He works full time. Taking home about 1300 after tax a month.

Also, if we choose a place and move in together does he have to claim? Do I have to apply all over and go through the whole process again? 😕

I'd like this all to be as smooth and stress free as possible. I'd appreciate some advice and information. Thank you in advance.

M

If you live together you must make a joint claim. He will need to set up a claim himself and you will need to do a change of circs on your current claim. One of you will need to get a linking code and give it to the other so that the UC system can see it's a joint claim.

UC will cover housing costs, assuming private rental, up to the LHA limit for your area.

UC will give you a Standard Allowance (ie money for your living expenses) of £617.60 plus Housing Costs as above.

The Work Allowance isn't money they pay you but rather the amount you can earn in a month before your UC starts to be reduced. Becuase you have LCfW you would get a work allowance and it should be £404/month.

There are on line calculators like Entitled to that allow you to do a self help check of entitlement.

Are you sure he only takes home £1300 pm after tax working full time ? That's not even minimum wage.

Yeah, when I checked possible entitlement my calculation tool said under NLW.