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Do I need to touch my s&s Isa with Vanguard?

1 reply

EachandEveryone · 16/08/2024 22:11

I got one for the first time in April and filled it up. It is now valued at 21,400. I’m new to all this and some are accumulating and some distributing. About half and half. I picked them initially but now I need to know do I do anything or do Vanguard manage it for me? I feel so silly I panicked when I got my lump sum and I’m in it for the long haul but I’m not sure if I’m supposed to be doing anything with it😣

OP posts:
nannynick · 16/08/2024 23:01

The accumulation funds do not pay dividends out, so no need to do anything with them.

The income funds will provide a dividend at some point. Some will do that quarterly, some less often, some may be once a year. That will appear in your cash part of your ISA. You will need to do something with that... such as invest it, take it out to spend, use it to pay fees. Vanguard Investor has different options for paying fees, one of which is to use money within the account.

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