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Original poster

Signing the house over to the children

57 replies

Summerpigeon · 31/07/2024 10:47

We are a married couple very early fifties ,with 4 young adult DC
Two have a diagnosis of autism,and two have probably enough traits to scrape a diagnosis,if they decided to pursue one .
One of the DC ,is very high support needs ,so will need support to live independently.
Currently we are finishing paying our mortgage off,
And trying to think of ways to support our children financially
So ,we were toying with the idea of adding all four children on to the house ,so basically we all own a sixth of it .
I'm just wondering if anyone can think of any negatives I've not already thought of ..I know they could refuse to let us sell up and move
Any thoughts?

OP posts:

dirndl · 01/08/2024 20:47

Ask about guardianship.

Original poster

Summerpigeon · 02/08/2024 11:26

Rarewaxwing · 01/08/2024 18:44

I'm in a similar position, @Summerpigeon: I have two autistic children with high needs. My oldest sounds just like your 25-year-old son. I plan to set up a trust for them, but have also been wondering if it makes sense for us to downsize from our house into two flats. Then DH and I can live in one and our DC can share the other one and, hopefully, gain some independence. However, I worry about what would happen if one wants to move and release his share of the property. I also worry about the expense of running two properties instead of one, assuming both boys are on benefits.

It's all so complicated. So it's on my list to see a solicitor who specialises in disability. I recommend you do the same.

We have also considered the same ,that the two with a diagnosis own one house and we put the second house in the other two children's names ,but we live in it .
But again ,there are lots of issues with that ,and my two with autism diagnosed,don't get on at all ,and I can't leave them alone together.. although there has been no violence for a couple of years now ,I'm still anxious as I know how it goes .sorry to hear your in the same situation,it's not easy x

OP posts:

Rarewaxwing · 02/08/2024 12:20

I'm sorry your two with higher needs don't get on, @Summerpigeon. Our two are very close, but I worry that the younger one would end up being a carer for the older one if they live together.

Is there an autism charity near you that can offer advice? I found out about the solicitor who specialises in disability needs via a local charity.

Or the National Autistic Society may have a list.

Rarewaxwing · 03/08/2024 16:51

@Summerpigeon - I've just found the name of the solicitors I mentioned: they're called Renaissance Legal. They specialise in working with parents of disabled and vulnerable people. If you go on their website, you can get a free copy of their 'Planning for the Future' guide (which they've just emailed to me).

They are based in the South East, but may well provide services across the UK.

www.renaissancelegal.co.uk/

I hope this helps you with your planning.

Rarewaxwing · 03/08/2024 16:57

Ah, it's not a guide, but a series of emails. The last one is called 'Planning where your child will live'.

Lovelydovey · 03/08/2024 17:06

Could it impact benefits eligibility for any of them? And them be required to sell their share?

JoyousPinkPeer · 18/09/2024 11:23

If one of them (or more) marries, then gets divorced, their spouse will be entitled to a 12th of your house.

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