Cost of buying a house in 2025

[violetcuriosity]

Hi all,

It's been about 8 years since I bought a house so just wondering if anyone could give me some rough ideas about how much we need to have in savings before we put ours on the market please? E.g. stamp duty (can we take this out of our current equity?), conveyancers, removals, anything else I've forgotten/repressed from my memory 🤣.

We will have a £5-10k buffer on top too.

House price (purchase) will be about £375k, roughly £145k in equity in current property.

Thank you!

I’d repost this in the Property/DIY section as you’ll probably get more responses there.

You can take stamp duty out of equity so long as you have enough surplus to pay it.

You’re forgetting estate agents fees and a survey on the house you’re buying. Plus some mortgages have a fee.

Thank you and yes good points, knew there would be loads I've forgotten. Makes me feel like I can't be arsed but we have definitely outgrown this house 😂.