How much money are you putting in your private pension?

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Just that really.

No, £60k per annum including tax relief which is the maximum allowed (for income less than £200k, after which the allowance is tapered)

55 and desperate to retire so putting in as much as possible and working out how much we really need to live on before private pension at 65 and state at 67 and how early I can retire.

6% from me 19% from employer
plus 20%-30% into avcs last 18 months now mortgage paid off

25%. DH puts 30% in his.

Wishing I hadn't read this thread. Now feeling a sweat coming on. My pension is crap. Pay about 5% in. Not sure how to up that as don't seem to have much money every month. Counting on downsizing if I have to - which I appreciate I'm lucky in having the option to.

Nothing. I have no pension (I did have a workplace one when I had a workplace but I've been self employed for the last 10 years) and I don't pay into one and I'm 50 and I have realised I can never retire.

One of the many things in my life I have made an enormous mess of.

About 25% and employer adds about 6%

Approx £600 per month into LISA/SIPP (excl. gov top ups) plus civil service pension. I have a small private pension somewhere from a previous job but pretty sure it’s <£15k.

Hoping to have a private pension pot of ~£500k at retirement, plus ~£30k PA civil service pension (if I can keep working until early 60s which I would rather not do!).

"no idea... don't see why i should pay into a private pension when i can retire on the state pension, and get that topped up with UC or whatever it will be. I'll get my rent paid for me, no prescription charges.. help with my council tax... i'll be quids in"

Tbf if someone already has a council/HA tenancy there is an argument that they may be better off not paying into a pension (especially if a lower earner) as currently with just SP they'd be entitled to housing benefit which would cover the full rent for council properties and receive a reduction in council tax. Pension income would then reduce the housing benefit entitlement. That said - it's risky!

I'm paying 10% of salary plus another £100 into a S&S ISA. My employer kindly pays 3% of my pensionable salary (so not full salary)..... I was a muppet who didn't pay into my pension in my 20s so I need to increase it really. I also won't be mortgage free until my 60s.

Maybe 10 or 15%, can't remember. Years off work with the kids mean my pension is terrifyingly small.

About 18% of income, but it varies as my income varies.

I draw my defined benefits pension now as I took it at 55 so I could retire early. DH is still working and has now upped his contributions and is chucking in an extra 1600 a month. He is an academic and there are going to be redundancies so he will be putting himself forward and retiring earlier than expected if he is selected. It’s variable but I have investments that have performed very well, especially since I retired and this year they are on track to outperform my pension by a long shot.

I put in 15%, employer 5%.

I don’t have a private pension as have a workplace pension. Between my contributions and my employers I have 18% going in.

I don't have a massive salary (less than 30k a year) but this has increased a lot in the last few years so each time I get a salary increase I increase my % contribution as it feels like I don't miss it, I never see it - last year I had a 5% increase so increased my pension contributions by 2%. My employer matches. I think I'm on something like 10% and my employer 10% now

Assuming you are classing work place pensions as private. My employer pays 11% and I pay 11% so around £560 pm.

Work DC scheme - I put in 6%, employer 5%. Have a paltry pot but divorce settlement will push it over 6 figures. I have a teensy DB from a job years back so will be heavily reliant on state pension which I've currently got full contributions for, looking like I'll be working til then.

I put in 5% and my employer puts in 10%. I am 41 and would like to increase my contribution but can't afford to at the moment because of childcare costs.

£227 a month gets paid in to my workplace pension from me and my employer. Working part time.

I don’t know why I like to upset myself by reading these threads. My employer puts in about 1% if that makes anyone feel better 😣

The big contributions will often be public sector employers. I get paid less than I would for the same role in the private sector but the meaty pension goes some way to making up for it

A lot of people switch to public sector work towards the end of their career to get a pension boost

Are you assuming no work place pension?
I don’t have a private pension but I put 15% into my work place pension (plus employer contribution). Other money goes to top up ISAs.

My pension is small after maternity leaves and workong P/T when kids were younger.
I aim to put in aprx 15% but I'm self-employed so income really varies.

I invested in retraining into a job that I really love and find very fulfilling, so I'm hoping I can continue it for a long as possible, even just for a few hours a week when I'm 60+.

DH should have a decent sum come retirement and we are likely to make a fair amount if/when we sell the family home and downsize.

I put in 60k each year including employer contributions.

It’s a decent chunk but not as expensive to do as you might think. It only costs me about 22k in cash each year after 45% tax relief on my share of the payments.

Working part time now (used to max it out like others when younger)

Now it's whatever takes me down to £12500 Salary (ie saving 20% tax and 10% ni) so around 50% salary plus any overtime done.