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Carer, work and universal credit

5 replies

littlebopeepp234 · 13/06/2024 13:26

Ok so I have a child who has severe learning difficulties and I also work 2 jobs. One is my main job and the other is self employed where the work is ad-hoc so the work varies each month and so my earnings can be up and down from month to month. My self employed job though is my passion and what I’ve put a lot of hard work into over the years. However, I do struggle to juggle the two jobs along with caring for my child, taking her to appointments and despite the government wanting to push parents into working 30 hours a week - I feel that is completely unattainable in my situation.

I attended a meeting with a work coach last week as I have recently moved from tax credits to universal credit. To cut a long story short we got talking about my daughter and the work coach basically told me that I am eligible for the carers element of UC due to me claiming DLA for my daughter and that I will be placed in the ‘no work’ category so I will not be required to look for work and that I can earn as much or as little as I like.

This was a complete shock to me as I have never classed myself a carer before, I just always saw myself as a parent and have always done what I’ve had to do.

My main question is, as I’m struggling to juggle 2 jobs and caring for my child, would it go against me if I decide to quit one of those to focus my time more on my child? Obviously I know I won’t be told I need to look for work more work but would I be penalised for dropping a job that I already had? I feel I know the answer to this but I just want to fully make sure before I make and decisions.

OP posts:
littlebopeepp234 · 13/06/2024 13:41

Does it also matter if I have another child who is not disabled as I have read somewhere that it depends on how many children you have and if they have all been assessed as having a disability?

OP posts:
Nonametonight · 13/06/2024 13:54

You won't be penalised, but your overall income will likely drop quite a bit. Do a calculation to see how much you'd get before you make a decision

Bromptotoo · 13/06/2024 13:55

That advice sounds correct.

I assume your child gets the Care Component in DLA at at least middle rate and you spend at least 35 hours a week as their Carer. On that basis you will qualify for the Carer Element and £198.31 will be added to your monthly UC calculation.

You will also be placed in No Work Related Activity Group so although you can work you're not required to hit an earnings target and seek extra work if you do not.

That fact that you have another child who is not disabled has no bearing.

littlebopeepp234 · 13/06/2024 14:05

Thank you for your replies. That’s a big help. Yes it will be a drop in income but I can live with that

She receives the middle rate care component of DLA and I do care for her more than 35 hours a week so I know that I’m eligible and my work coach said that I will get the carer’s element without having to claim carers allowance

OP posts:
Dartwarbler · 13/06/2024 14:14

Don’t forget to factor in future pension.

oo many women give up work to be carers, and loose income. They then stay deprived of income into their OAP until they die becuase of this. Please think very carefully about this, particularly with your self-employed role. Women make up the vast majority of OAPs on pension credits becuas3 of this

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