They are offering SMP only to my colleague despite the employee working for many years. She's planning on coming back to work after three months because she won't be able to afford to pay her mortgage. It will be her only chance to be a mum and I feel so sorry for her that she won't have the precious time she would like with her baby. She's planning to ask for some paid mat leave in addition to the SMP but having mentioned it to them in passing, they don't seem as though they will change their policy. Does anyone have any advice for her?