Just moved to a new flat and updating car insurance address, stuck on the question where you keep your car overnight. Ideally I would park on my street but its not always possible. Options for parking are:
- the street my flat is located on. (time restrictions, paid meters and slim pickings), or
- On a nearby street ( time restrictions but potentially more spaces)
- On a street 12 mins walk away (no restrictions, but I am less likely to park here as its further away).
As I have just moved, I won't know until I regularly try to park where is going to be available, plus my work shifts differ each week, so I won't have a regular parking routine.
The further away I park the more the premium goes up. But where should I put down for insurance purposes?
I have called my insurance company and they were no help! They just said 'We cannot advise you where to put down, you have to make that decision yourself'.
I'm concerned that if I put down the street away from home to cover myself, pay a premium and then I end up parking near home and it gets broken into that I wouldn't be covered? Maybe I am overthinking and I should just put where I would ideally LIKE to park if a space should be available.