I have terrible credit (cant even get a bad rate mortgage)
Df & I live in a house that is solely in his name, the mortgage is in his name & my half of the house was inheritance (ringfenced)
We want to move in the next year or 2 but my credit still wont have improved enough by then meaning we are still only relying on his income.
I run a business, could I not add him as a director or shareholder so that we can say that's his 2nd income to increase borrowing ability?