Meet the Other Phone. Only the apps you allow.

Meet the Other Phone.
Only the apps you allow.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

UC transitional protection question (probably complicated!)

0 replies

BoobsOnTheMoon · 03/05/2024 14:44

I'm in the process of moving from Tax Credits to Universal Credit. Under TC my child (who gets DLA) also gets a disabled child premium. The UC equivalent "disabled child element" is nearly £200/month less than the TC premium. I am self employed and have declared myself as a carer to UC even though I don't claim CA, to make sure I'm not hit with the MIF so this means I'll be entitled to the Carer Element which didn't exist under TC.

So, I've done a manual calculation which works out as almost exactly the same as I got under TC due to me now being entitled to the Carer Element - but I've read that TP is based on an "indicative amount" made up of equivalent elements paid by TC and that the Carer Element is not taken into account when calculating TP because there isn't an equivalent element on TC. This link seems to say I'll get £177 in TP due to the difference in disabled child element. But will that be wiped out by the fact I'll now get the £198 Carer Element? If not, does that mean I'll actually be better off on UC?

OP posts:
New posts on this thread. Refresh page