Remortgage?

[YorkshireTeaSemiMilkNoSugar]

Dumb question but I am selling my house (divorce) - mortgage was laid off years ago.

I need to buy another house so it's this classes as re-mortgaging (even though we no longer have a mortgage on it)??

Paid off not laid off!

No, it would just be a new mortgage as you don't currently have one.

I think it would only be a remortgage if you were taking out a mortgage on the costing property you live in. It should be classed as a new mortgage.

No, it’s a new mortgage.

existing not costing.

Good, thanks 🙏

Depends, if you need to borrow more for house move. Currently you're mortgage-free, if you can buy the next house outright without any borrowing, you will be classed as cash- buyer but if the funds from the sale of current house aren't enough for onward house purchase, and in that situation you will need a mortgage.
Remortgage is when you live in the same house but swap lenders to get a good deal or borrow additional funds.