Earning less and getting less tax credits

[MoonShimmer]

I've recently submitted a change to tax credits as I've got a new job which means I'll be earning about 3.8k less than last year...but I've just checked my tax credits and I'm now getting less that I did last tax year? I don't understand how I can earn less but get less?I was thinking I'd have either the same.or a bit more so I'm quite confused? Can anyone help please?

Is the assessment based on last year's earnings?

It might also be worth checking if you'd be better off on Universal Credit.

I'm unsure if it's based on last year's assessment, when I look at my job circumstances they now show my new job, when I started, estimated earnings for this year ect, but I'm unsure if tax credits have completed the assessment for this year? Maybe I should try to call them?

I will be about £400 better on UC but currently I'm not mentally ready for that stress LOL

I would certainly call them.

Is that £400 a yearly sum?

Thank you hopefully I manage to speak tosomeone as the phone lines are rubbish.

No the £400 is a month, I'm just not sure I can handle the 5 weeks without money and the apparent absolute stress people stuff with being on UC at the moment tbh

If you're working and earning then, for the most part, UC isn't too stressy. If you need help over the wait period you may be eligible for an advance.

I'd suggest a cal to Help to Claim 0800 144 8 444 to discuss your situation and what obligations UC might have in mind for you.

UC isn’t as stressful as some people make out.
If you’re working full time the most you’d expect is an ID appointment if they can’t verify your identity.
You can apply for an advance if you can’t wait the 5 weeks and pay it back over 2 years.
More of your childcare would be covered too( if you claim it)