Anyone got a LISA? Who are you with?

[IceIceBabyBump]

I'm late to the party but thinking of opening a LISA this weekend.

I looked a few years ago but none of the mainstream banks or investment organisations were offering them. I got nervous about investing money with a company I'd never heard of and so I didn't bother.

But now I want to open a LISA.

Does anyone have done? If so, who are you with? Are you satisfied with them?

Thanks for any insights.

Here’s a handy guide:
https://www.moneysavingexpert.com/savings/lifetime-isas/

I opened a moneybox Lisa last year. They added the government interest immediately and their own rate of interest seems ok. It's an online only account, which works for me. I've got to work out if I can afford to add to it for the new tax year. It does worry me a bit, tying up money for so long but I don't have any kind of pension, other than state, which I assume won't exist by the time I hit retirement age so I felt like I should do something!

Another vote for moneybox here, both me a DH have a LISA to supplement retirement. I find the app really easy to use

Moneybox here too. Used it to buy a house and am now keeping it going for retirement.

Yep Moneybox here too. Both had one to buy our first house and now use them for retirement saving. Always been very impressed with Moneybox.

Mine is with Skipton. I opened it a long time ago when they were still one of the only providers. Used it to buy my house and now continuing to save for retirement.

Thank you - I didn't think to look on MSE!

I'm late to the party - I'm 37 - but I'll still be able to contribute for 13 years which is better than a slap in the chops.

It looks like lots of support for MoneyBox

DH has a stocks and shares LISA with AJ Bell that he is happy with. He started his at 37 and it has already made a decent return (now in his 40s). I am a few years older than him and missed the boat!

I've got one with Skipton - always been fine. was very easy when I withdrew funds for property purchase, and I've kept it for ongoing savings.

Opened mine at 37, with Moneybox. Definitely all helps!

Nutmeg for a S&S LISA has been good for me. Had it 18 months.

My Nutmeg one os performing well, S&S.

Same. My moneybox LISA is now my fabulous holiday when I'm 60 fund (hopefully!)

Cash Lisa interest rates aren't amazing. If you don't have one yet you might want to look at stocks and shares lisa

I'm definitely leaning towards an S&S LISA. DP is going to open one too so we might have one cash one (for safety, steady returns) and one S&S one (for risk, potentially higher returns).