I am currently the only member of my works old stakeholder pension scheme. The pension provider is hopeless. It keeps on adding my pension contributions late and erratically. It is making a loss whereas my very old one with another provider is making gains.
I am finding it hard to educate myself about the costs of this. Is it normal to pay cgt within the scheme on any gains then an exit fee, then a new entrance fee to the new one. If so, I don't understand why people would transfer. I feel I am missing something. I opted out of auto enrollment for this (employer still makes usual payment) and could easily just shift to the standard one at work.
What are the best sources of information for this?