Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Paid to closed account

3 replies

Vjjeiknmiw6377 · 04/03/2024 17:55

Will try and be brief.

Left my job in October 2023 had not received wages from employer since January 2023 (in between had been receiving maternity allowance so not paid by employer)
Closed bank account April 2023 and opened with different bank. Didn't inform employer as they were no longer paying me.
Currently not working as helping care for sick relative, so receive some universal credit to top up partners wage. UC this month shows payment of over 700 from an employer, and therefore my payment for this month has been almost completely wiped out. Contacted HR and they confirmed a payment has been made to my old account (I have to assume this is holiday but hadn't thought I was due anything) and that they cannot pay me until this bounces back. I contacted old bank and they said it's the responsibility of the sender to request the amount back. Hr couldn't do this so directed me to old line manager via email (no idea if they're on leave) No one can tell me how long this will take and without receiving this pay, the reduced UC payment is barely enough to get a week's shopping in (5yr old eats like a horse and a baby in nappies and formula milk)

Is there anything else I can do? I feel helpless just waiting to see if I can afford to eat this month and trying to plan to make sure the children don't go without (I'll go without happily, but not them)
If they have requested the money back can't they take that as enough to re issue me the money?

Thanks for any insight

OP posts:
Talkinpeace · 04/03/2024 17:58

If the bank did not return the funds to your former employer
they have it in a suspense account
email them demanding they release the funds that are not theirs
copy in your MP

Vjjeiknmiw6377 · 04/03/2024 18:07

Talkinpeace · 04/03/2024 17:58

If the bank did not return the funds to your former employer
they have it in a suspense account
email them demanding they release the funds that are not theirs
copy in your MP

Thanks for replying.
Email the bank? I will see if I can find a relevant address to email
The payment was made 9th Feb so quite a while ago now. I don't understand why payments to closed accounts aren't just automatically rejected. Hr told me it was my issue as I didn't update my details, but why would I when I no longer work there and wasn't expecting to receive any payments 😬

OP posts:
Talkinpeace · 04/03/2024 18:11

I had a randomer with a closed account and Santander - too 4 weeks to magically reappear

EVERY bank has a suspense slush fund.
They just need nudging to remind them its not theirs
and copying in MPs works wonders

New posts on this thread. Refresh page