We have just closed my daughter’s child trust fund ISA. It had a bit over £20k and we want to open her a LISA and put the maximum £4k in and open another CASH ISA and put in £10k. Then in April add another £4k to the LISA. But now I’m worried this isn’t allowed as I should have transferred her CTF or are we ok as long as we don’t reinvest over £20k?