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To feel let down by dh’s response

28 replies

Canoer · 21/01/2024 22:28

Hi,

i’m really upset by dh today. For the last 3 years we’ve been on a mission to pay off debt. I say “we” but it’s actually me that sorts the budget, balance transfers etc etc. dh wants the debt to be gone and he’s not against us paying the debt off, but he’s happy to leave it to me, and gets fed up when I “keep talking about it”.

we have 4 credit cards between us and I shift the balances around depending on where the 0% offers are. 2 cards are in my name, and 2 in his. It’s always been ‘our’ debt, so I never thought it mattered who’s card we used for transfers etc. I make all of the debt payments as I earn a bit more than dh.

recently I shifted 5k onto one of the cards in his name as it was offering 0% for 12 months. This is something I’ve done many times. He’s never shown any interest.

today he actually looked at the statement and kicked off at me a bit about the 5k being transferred to his card. I’m upset bi his response as he’s made me feel as though I’ve been deceptive.

I’ve tried to engage him in the money stuff so many times. He always says that he trusts me to sort it. I also don’t see why it matters who’s card is being used- this is joint debt that we both created, and we are supposed to be a team😩

OP posts:
MuchTooTired · 22/01/2024 17:26

Similar situation for us here. DH doesn’t care, but I always make sure to let him know that I’m transferring X amount to one of his cards/ask before I take out a new one in his name. He’s not remotely interested in finances as long as it’s all sorted, but if he were to start complaining I’d explain it in such detail that he’d wish he’d never started complaining 😂 not to be financially abusive, just I get rather excited talking about how by switching we’ve saved X amount of money and can pay it off X number of months faster!

SecondUsername4me · 22/01/2024 17:29

If he is happy taking your wages to pay down his debt then he needs to make his peace with the fact that you'll shift numbers round to work best.

Alternatively, return his cards to their opening debt balances and stop paying his debt off.

UpUpUpU · 22/01/2024 17:33

Who’s name is the other £20k under?

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