Universal credit

[Louisekelly]

Hey can anyobody help calcuate uc for me please we have 3 children get paid for 2 child tax couple both working around £2200 currently get £98 child tax but will have to move over to uc at some point soon can anybody give me a rough idea what we would entitled on uc??

There’s other factors. Do you rent or pay a mortgage?
UC will pay towards rent but not a mortgage
childcare costs? Etc
first child if born before 2017 you get a higher child element than children born after 2017.

there are a few benefits calculators out there that will help.

https://www.gov.uk/benefits-calculators

We rent we dont get any housing benefit or council tax reduction.

Don't use the calculators they are not accurate use this instead sbd work out manually. Remember you will have TP if you migrate.
https://www.uceplus.co.uk/how-much-will-my-payment-be

If you rent why don’t you get help with it? Do you have savings?

Also matters if you have childcare costs. You need to give more info basically. The entitled to calculator is great

We arent entitled to any housing benefit and no savings.

I dont pay for childcare and im struggling with the calculator but thanks anyway.

The entitled to calculator will take you through step by step.
Even though you don’t get Hb currently renting costs will be added to your UC to make up the elements

i’ve done a random mock up based a couple with 3 children living in birmingham with £800 rent. One earning £2k a month before tax and the other earning £1200 before tax

deductions depend on your net income. But after the work allowance 55p in the £1 is deducted from your UC.

Thnk you il do this our rent is £410 council house.

I would advise you to contact the Help to Claim Service on 0800 144 8 444. Line is open 8am to 6pm, Monday to Friday. This is operated by operated by Citizens Advice and provides advice specifically on Universal Credit.

Came back £506 a month for uc if calculation is right wel be £100 better of the new system i havent received my migration letter just yet but im looking into it before hand thanks.

We also get paid our wages on seperate dates mine is 3rd of the month partner is 27th would that effect our assesment period?xx

You are probably best applying in the middle of the month, so that if you get paid early due to a bank holiday it doesn’t overlap and give you 2 wages from the same person in the same assessment period. Make sure you add the housing costs on for UC because it’s counted towards your entitlement.

Your assessment period all depends on the date you apply.
A fair few working families find they are better off on UC. Good luck

I get paid on the 3rd of every month.

Partner is paid 27th any idea what date would be best to apply x

I'd try and aim for a UC payment somewhere between both your pay days, eg around the 15th.

Payment date is a month + 5 days after the date you apply, so if you apply on the 10th, your UC should be paid on 15th of each month.

As I said in my reply, middle of the month. So somewhere around the 15th

Thankyou.