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National Insurance Contributions pension/living abroad

3 replies

Happinessislikeabutterfly · 12/11/2023 18:07

Hoping some mumsnettters can shed some light onto my hypothetical question please.

Person A - UK Citizen lived and worked in UK until age 30. Now lives in Europe. Paid approx. £907 per year to UK National Insurance contributions since leaving.

Currently works full time in Europe and contributing to their social security system (state pension element).

If person A continues to pay National Insurance contributions and reaches 35 years of paying in, will they receive both a full state pension from the UK and potentially another full state pension from the country they are currently living in and contributing to now? Thanks

OP posts:
WuTangGran · 12/11/2023 19:35

35 years of contributions qualifies you for a full state pension if you started contributing after 6 April 2016. Everyone else is under transitional rules meaning you may need more, less or 35 years.

Happinessislikeabutterfly · 12/11/2023 19:50

Hi, thanks for reply. Can I just check the person overseas on retiring will receive full state pension from the UK (even though they only contributed £907.00 per year current rate) and will also receive the pension from the country they are currently residing/working in as well (if they pay enough in contributions in-obviously).

So potentially a person can claims the full amount of pension entitlement from 2 countries? Is that right? Thanks

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