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UNIVERSAL CREDIT - ALLOWABLE EXPENSES ON SECOND RENTAL PROPERTY

3 replies

Saltsutcliffe · 11/11/2023 10:38

Hi I have a rental property in negative equity. I have recently been migrated from tax credits/ to Universal Credit. I am aware of the way UC sets of threshold of 6 - 16 K capital after mortgage / loans etc deducted, but am a bit confused by what happens with the rental income. In tax credits this was added to my other income. I gather in UC it is added to the total capital at the end of the year. I have been trying to find out what expenses are allowable against rental income and have been told some things but I'm not 100 per cent clear on whether mortgage interest is an allowable expense. Does anyone know if the rules on allowable expenses are written clearly anywhere on an official source? I have looked on official website and can't seem to find it written down. Many thanks

OP posts:
PuffaFishDec0 · 11/11/2023 14:28

There are loads of info on www.gov.uk

Secondly, if you fill out your self assessment form online with HMRC there is info about what expenses are allowed to be deducted

Alternatively, you can pay an accountant to do your self assessment for you

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fitforflight · 11/11/2023 14:43

Mortgage interest is now disallowed as an expense for tax reporting purposes. Not sure if this is the same for UC.

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