Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Child maintenance

9 replies

VickiHGlos · 05/11/2023 17:20

Hey everyone,

Just wondering how widespread it is for single parents to be unable to receive the child maintenance their children deserve due to the other parent playing the system, hiding money etc?

It would help me so much financially if my boys dad wanted to contribute 😞

There is a petition on the petition’s board to try and close the loopholes which allow some parents to neglect their children and choose not to pay maintenance if you are called to look it up and sign or share 💪

OP posts:
Radiodread · 05/11/2023 18:10

Ok, pretty sure this is a political fishing type post but I’ll bite …

Child maintenance evasion and hiding of assets/ income needs a much more effective and punitive regime for the non-payers. It’s another form of abuse of predominantly women and children.

It’s far too easy to hide income and claim an inability to pay, to change jobs, etc.

Total lack of will on the part of many successive Governments.

VickiHGlos · 06/11/2023 10:30

No… is genuine. I have a very successful ex who despite being a company director is claiming benefits. I assume JSA but I don’t know. But because of this loophole he doesn’t need to contribute to the boys financially at all.

The petition set up is created by me🙂

Thank you for your thoughts 🙂

OP posts:
stealthninjamum · 06/11/2023 10:38

Good luck with that petition, I have signed it. I have a friend whose ex pays nothing for their child. He has wealth having sold a huge house, which had no mortgage, and downsized to a flat. He also has a limited company and gives himself no salary and presumably will live off savings til the child is 18. The law needs to change somehow. My poor friend is earning every hour she can while the ‘father’ contributes nothing.

PolarBearHugs · 06/11/2023 10:47

I get nothing for my children never have done. Split 6 years ago.

FSTraining · 06/11/2023 13:26

VickiHGlos · 05/11/2023 17:20

Hey everyone,

Just wondering how widespread it is for single parents to be unable to receive the child maintenance their children deserve due to the other parent playing the system, hiding money etc?

It would help me so much financially if my boys dad wanted to contribute 😞

There is a petition on the petition’s board to try and close the loopholes which allow some parents to neglect their children and choose not to pay maintenance if you are called to look it up and sign or share 💪

The problem with child maintenance is that it is a blunt instrument, the service is overstretched, the law is laced with unfairness and there are not the resources to look at each case in enough detail.

The injustice we see most commonly on Mumsnet is where the ex-partner is self employed and then uses various means to reduce paying (e.g. working for cash, using a limited company and taking a small salary etc).

There are other problems with the system however which can create unfairness and can partially explain reluctance to pay. One of the big problems with CMS is that it doesn't properly take into account the shifts in the costs of housing in recent years, or the likelihood that the primary earner might also be the primary or equal carer.

Unlike court ordered maintenance, the CMS takes no account of what each respective parent is earning. When the lower earner has the children less than 50% of the time (and this is happening more and more frequently) they can find themselves getting trapped in a situation where they cannot afford to pay both rent on a property big enough to have their children and CMS.

For example, imagine mum is a well paid executive earning £150k and she decides to drop to £75k and work 2.5 days a week after divorce and dad's on £25k and can't afford to do the same thing and has to keep working full time. Mum gets the kids 60% of the time, takes home about £4k a month from her earnings and receives CMS from dad too (admittedly a lot of people wouldn't ask for this in this situation but it happens). Dad isn't even left with enough to put a roof over his head, so he begins working cash in hand because the alternative is a shared house that is unsuitable for his children.

I think CMS would work a lot more smoothly if it was based on the incomes (gross, not after pensions, and if one parent is an owner of a company it should be the whole profit of that company) of both parents and not just the payer. It would allow both for some recipients to get a more appropriate amount (CMS is often too low) but would also prevent the situation where a lower earning parent is unable to house themselves because they have to pay it to a wealthier spouse.

PolarBearHugs · 06/11/2023 13:43

PolarBearHugs · 06/11/2023 10:47

I get nothing for my children never have done. Split 6 years ago.

Adding to this that ex isn't involved and no overnights

VickiHGlos · 06/11/2023 14:12

Sorry to hear about your friend. I’m pretty sure lots of us are in the same boat

Thank you for signing x

OP posts:
VickiHGlos · 06/11/2023 14:14

Sorry to hear this x

OP posts:
VickiHGlos · 06/11/2023 14:16

Full disclosure sounds fair 🙂

OP posts:
New posts on this thread. Refresh page
Swipe left for the next trending thread