We are about to remortgage and the lender needs evidence of the fact that we are up to date with our "rent charge" payments. For clarity, this is a freehold property but we do share some communal areas (garage) with 6 other houses. We pay service charges every 6 months and I sent this over to the lender to show them 0 balance but they said "This is not it : service charges are not the same as rent charges".
I called the property manager and they have no idea what I'm talking about. So I'm really in a bind here....
- What is rent charge?
- How do I show that it neither applies to me or that I am up to date with it? I certainly don't recall ever having to pay for anything other than service charges and I don't see the term 'service charge' anywhere.
- If Is there some other way around this?