Universal credit calculation

[workdungeon]

Pls can someone help me with this

I do get UC but I took on a lot of work in the past few weeks & worked 3 jobs in one day. 2jobs at once from 8am to 5:30pm & then another night shift job 6pm to 6am Monday to Thursday & 2 jobs 8-5:30pm Friday & 1 job 7am-1pm Saturdays

UC consider my earnings from 4 Oct to 3 Nov

My total earnings this period is £3360.15

The first £631.00 of your take-home pay doesn't affect your Universal Credit monthly amount. Every £1.00 you earn in take-home pay over this amount reduces your Universal Credit by 55 pence.

Now my question is, will I be getting any UC in the next few days when due? If yes, how much will get with the above income pls

I've never claimed universal credit, I thought it was for low earners,over £3000 a month is more than twice what I earn , £1600, my rent is £1350 and I am in defecit every month when the rest of the bills are paid. My other half is recently unemployed ( as of Tuesday) looks like we could claim them?

Yes @Doggymummar if your DP has just lost employment then you should make a joint claim for both of you and see what you might be entitlement to
If he is in your tenancy they may cover his part of the rent. If your earnings are low enough you my get some UC until he can contribute
It's worth a go. And apply sooner rather than later as they won't backdate. Also there's an assessment period at the start when they only give an advance payment while you wait

Definitely! If your savings are not over £6000, even then you might get something

@gooddayruby

Like I said my normal income is less than £1500 monthly and I have only got this income of over £3000 in October because I worked 3 jobs a day working 86 hours a week (working 2 jobs @ once & a 3rd job at night) . I would actually be 126 hours a week if I wasn't working 2 jobs at together at the same time.

In October,
Working 2 jobs at once 8am-5:30pm Monday to Thursday and then 3rd job 6pm-6am
Working 2 jobs at once on Friday 8am-5:30pm
Working 1 job Saturday 7am-1pm

I never got housing benefits when on less than £1500 pcm.

@gooddayruby

I don't even have a penny in saving

@Doggymummar

Like I said my normal income is less than £1500 monthly and I have only got this income of over £3000 in October because I worked 3 jobs a day working 86 hours a week (working 2 jobs @ once & a 3rd job at night) . I would actually be 126 hours a week if I wasn't working 2 jobs at together at the same time.

In October,
Working 2 jobs at once 8am-5:30pm Monday to Thursday and then 3rd job 6pm-6am
Working 2 jobs at once on Friday 8am-5:30pm
Working 1 job Saturday 7am-1pm

I never got housing benefits when on less than £1500 pcm.

Btw I don't have a penny in saving

Sorry OP I wasn't talking to you, I was talking to @Doggymummar about her situation. Sorry to derail

Thank you

For anyone wondering if they qualify, use the Entitled To calculator, it will give you a good guide to what you might get. www.entitledto.co.uk/

Pls all, which income is used in calculating UC entitlement? Gross or NET pay?

My combined Gross this month is 2,384.42
NET is 1,828.01

And UC is showing employer(s) reported £2,012.14

Also, I called UC on 23/11/23 and asked that my money owed DWP (£20) deduction should be deferred for now and they said it was deferred till February 2024 (confirmed with a journal entry). But still, my statement is showing a deduction of £20 today. 🤦🏾‍♀️

Also these area the sanctions on my UC page

"Your payment can be reduced if you don't keep a commitment. This is known as a sanction. The amount depends on what you failed to do and how often you've been sanctioned in the past year.
If you don't keep a commitment
You must tell your work coach straight away. You'll need to explain why. If we decide that you had a good reason, your payment won't be reduced.
How to avoid reduced payments
1 Do what you can to stay in work
If you leave a job or lose pay by choice or due to misconduct, your payment can be reduced for up to 6 months.
2 Report changes to your work
If a job ends and you don't report it within 5 days, your payment will be reduced until the day before you report it. Once you've done this, your payment will be reduced for an additional 7, 14 or 28 days."

Now, I lost my 2 jobs last week Wednesday and I want to report it now but wondering if I need to report it at all if I start a new job

Or

If I report it now & then start a new job in the next few days, will that still affect my UC payment amount?

UC goes off your net pay but if you have student loan deductions those aren’t counted.