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How much do you take home each month...

32 replies

Appleton246 · 27/10/2023 17:13

In the interest of being completely nosey! I'm wondering what people take home each month and what they are left with after paying ongoing bills.

For a little context, I feel I earn an average wage and don't have a huge amount of outgoings as these are shared between my husband and I. Yet, I still find myself obsessively working out how much I have on average daily/weekly to spend, we aren't able to save much and what we do save goes towards our shockingly high leasehold payments. If I go over my 'average' spend I feel out of control and panicky, is this 'normal'?

OP posts:
Toooldtoworry · 28/10/2023 08:34

Between us anything from £3500 to £6200 per month usually (I earn commission in my job). We have £600 in child support out every month at least, plus mortgage, etc so main bills are around £2300 but then I top up pensions/savings/etc so I always work to a £0 balance at month end.

NotAscoob · 28/10/2023 08:41

Me : 9k left after all expenses, DH slightly more. I think he has around 15k left disposable income. Per month .

I am kidding.

You will never get a real perception of the average take home pay on here op. Only usually the very high stealth boast posts!

You sound fine to me - definitely better than many out there in the current climate and society.

ThreeCanKeepASecret · 28/10/2023 08:44

I'm better off than 66% of folk after housing costs according to that calculator, 84% without housing costs.

Single parent, professional job, no CMS received from waste of space XH. Teen that probably costs me £500 a month to feed, clothe, pay for lessons, etc.

No debt other than mortgage and car loan.

JaninaDuszejko · 28/10/2023 09:15

bonzaitree · 27/10/2023 18:13

This tool is a helpful reality check…

https://ifs.org.uk/tools_and_resources/where_do_you_fit_in

That's really interesting, comparing now when we pour money into pensions while having lots of kids and paying a mortgage vs how we'll be in retirement with a lower income but no mortgage, no dependent children and not having to save for a pension. Your expenses grow on you without you realising don't they!

Kay286 · 28/10/2023 20:28

Myself and husband jointly take home £6300 - he is the main earner but it’s all “ours” after all bills and essential spending we have £3k left out of that we spend on fun stuff and save.

pjparty · 29/10/2023 01:11

Me around 5.5k, DH 4.5k our expenses are around 3k, half of which is childcare. We keep expenses as low as possible as know that we don't want to be working these jobs for much longer- we value time with our child and only doing them to squirrel away so that we can take career breaks or both go part time

Dontcallmescarface · 29/10/2023 02:28

between us around £2-3K depending on overtime. After all bills have been paid we have around £500-600 each. We don't have any dependants and live in social housing so our bills are not too outrageous. We're not sitting on a fortune but we're doing ok.

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