Are anyone else’s stocks and shares dropping?

[Pablosdog]

I seem to be nearly 10% down on various stocks and shares with Hargreaves’s Lansdown. Bit worrying!!

Geopolitical turbulence will do that. If you don’t need the money for a few years, don’t panic and stop checking.

Yup, the whole market is down. Don't check daily!

I rarely check my s&s isa. Maybe once a year when I remember it exists.

Yep, my pension, S&S ISA and small investment account are all down loads. Agree with PPs, it's the political climate currently. Like you I need to stop checking daily but it's got so much harder now there's an app for everything and it's on my phone...

5% down here. It's a long game. However I'm currently waiting for a quote to move my Sipp into a new DB pension so not great timing for me!

Yeah S&P 500 is down. Last week I was up 10% since February, now it's 2%. It's a long term investment so it's fine. I suspect it'll get a lot worse but just got to ride it out and keep contributions going.

Mine has taken a downturn. I really need to stop checking and forget about it.

10% down based on what?

If you are invested in stocks and shares then you should have a 10+ year timeframe for the investment, there will be many ups and downs in a 10 year cycle (much larger than 10%!).

I'm mainly invested in a global index fund and have been for the past 3 years for my ISA, in the last few weeks my 'return' has fallen from 11% down to 0% when I looked on Friday. I was actually very happy because firstly it meant that my regular monthly investment on Friday I got at a lower price and I've noe decided to increase this months investment by 50% to buy more.

That being said, your age, your risk tolerance and whatever your plan for the money is must be taken into account. If you are below 45 my personal view is that you just keep investing and ride out the bumps on the understanding that over time the value should trend upwards. If you are in your 50s or getting close to retirement and needing the funds then you might want to think about whether your current level of risk is appropriate to you.

Our pensions are down by a bit but nowhere near 10%. Our FA advised us in April that the next two years could be very rocky, so am expecting things to get worse.
I have quite a chunk of money to put into my pension this financial year but am waiting to see how low it goes.

People who own government bonds (gilts) have seen huge falls, up to 30% in some cases even though they are meant to be very safe. Equities have fared better but if interest rates stay high this will create a lot of downwards pressure on them too.

to be honest trying to time the market is pretty futile. How are you going to determine when the market reaches the bottom? Plenty of people have tried to do this over the past few years and all they have done is miss out on gains. Especially if you are looking to put into a pension with tax relief

Well so far the advisor’s advise has been correct. We are willing to take the risk of waiting as long as possible.

Yep - fund values have dropped a lot recently. I'm continuing to invest monthly (into pension).

I'm in my early 50s which is when, if I was planning to buy an annuity, I'd be looking at fund values more. As I'm planning to stay invested and drawdown instead, the horizon is longer for me. Also trying not to check values too much.

Mines down quite a lot, now is the time to put more in and reap the rewards when it goes back up.

I agree Lizzie Investments are for
a long term plan If you could time
then we would all be rich

@Pablosdog are your stocks and shares all in different companies but in one industry ?

or how diverse is your portfolio ?

My directly invested shares are up 19% so far this year. But I know the industry and particular organisation well so that gives me an advantage.

But my pension etc is more sluggish. Swings and roundabouts. No point worrying about it.

I hope it works out for you.

Are you sure what they have said to you is actually qualifying as 'advice' though?

Name a time in the 100 years when it hasn't been 'rocky'

Oh yes , my funds are managed and both sets with different wealth managers are down . I take the view it's going to be a bumpy few years