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To not accept dh's 'anger'

29 replies

sunnycider · 09/09/2023 14:44

Hi,

DH and I have been together 20 years, 2 dc's, mortgage ( nearly paid). We have always maintained separate finances. This was something that we both wanted and it has ( up until now anyway) worked out ok for us. We both like to have our own accounts as we have different interests etc.
It;s been quite an expensive 6 months for me and I have built up a bit of debt on my credit card - my total balance is now 5K. I have transferred it to a 0% card and have set up a payment to clear it within the interest free period. Old card is cut up etc etc. I am not someone who runs up debt cyclicallly.

DH found out about this and was really shitty with me, to the point of being angry. I don't get it. He has a car on finance ( mine is an older car bought outright) but that's fine, as that was his choice.

Given that we keep our finances separate, I don't feel that I need to ask permission to use my credit card, or to take out another to reduce interest etc. He has his own credit card and as far as I am concerned that's his business.

I know that this will seem alien to couples who pool finances, but we don't. I just don't feel that I need to justify myself to him over this. AIBU?

OP posts:
verdantverdure · 09/09/2023 17:11

MintJulia · 09/09/2023 15:39

yanbu. He has a car loan. You have an 'everything else' loan. Both have payment plans that will clear them outright.

Yours is 0% so not expensive. Is his 0%?

The only two reasons I can see for him to be angry is if you need to remortgage and the level of debt is forcing you to take less favourable terms. But if that is so, he should have thought about not wasting money on a new car.

Or if you've spent it buying gifts for your good looking 22yo tennis coach 😀

This is pretty much what I was about to say.

WallaceinAnderland · 09/09/2023 17:31

What was the reason he gave for feeling angry?

MLMsuperfan · 11/09/2023 15:25

You can't truly have separate finances with someone you live with, share meals, outings etc.

TomatoSandwiches · 11/09/2023 15:31

He has a car on finance, you have a 0% rate CC. This separate arrangement is historic, he has no right to be angry, I'd ignore him tbh.

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