Children's accounts, easy to open?

[Ukrainebaby23]

I thought it would be simple to open an account for my 1yr old son, but it seems not.
Accounts I looked at either get managed by post or in person, not bank transfer, or you need £1000.
We want it to be bank transfer so the GPs can put money in.
So far I've been stumped.
I opened a Scottish friendly account for him but even that's complicated.
I'm not overly bothered about interest rates as it won't be that much saved.
Any suggestions for an easy to manage on line account for a 1yr old?

We have accounts with metro bank for our children. Opened them years ago in branch, but I manage them online in my banking app. They are so friendly instore and I highly recommend them. When I was doing mine, it lost a document in the system so I had to go back the next day, they gave me the bus fare so I wasn't out of pocket. I would recommend them to everyone.

Was also really easy to then open my girls current accounts when they turned 11 as they already had a savers one. Only thing is, they then have access on their app to the savings.

I have a separate account for each of them in my name which I'm saving for driving lessons/University which I will transfer to them when the time comes rather than them blowing the lot at 18 once they gain access (like many of my friends did!).

Numerous questions -

1. What is the purpose of the account?
2. Does it need to be held in his name? Have you considered pros and cons of holding it in his name versus your name?
3. Do you want easy access to the money?
4. Do you want a tax wrapper for it?

The money saving expert website discusses children’s accounts and these points above.

Does your own bank not have a children's account that can be held in trust?

No it seems not, though that's only what I can glean from the website.

1. Save money, mainly from the GP.
2. His name, they won't fund it otherwise.
3. No its long term
4. No, though lots of the branch accounts are junior Isa which we are happy with.

Been on mse several times, and the recommendation accounts are almost all branch and post. We'd be happy with either if you could still do bank transfers in, which you can't in the ones we've looked at.

I'll look at Metro thanks, haven't really come across them.

I have the Halifax kids saver for mine. Managed online and the GPs transfer a little into it monthly, so I think it would suit what you are after

HyperJar

It's free and you can do bank transfers in child's name.

Which bank are you with?

My kids have First Savers with RBS, I'm sure NatWest must have similar they are the same chain.

They also have trust accounts with Nationwide which I opened because they offered better interest rates at the time. The trust accounts need to be signed over by the parent.

Hyperjar/ Rooster / Go Henry aren't bank accounts they are pre-paid cards, really only suitable for kids spending pocket money. Not suitable for long term savings.

I'd be wary of Junior ISAs the money becomes their at 16 or 18. While some will sensibly reinvest it. Others will blow it away on computers and holidays (then regret it when they try to buy a house).

Actually opened an account with Yorkshire Building Soceity as they are on my local high Street and happened to walk past.
Staff were lovely, eventually found something with my id on, council tax bill, emailed it, they printed it and account opened.

It's a passbook but can operate online and can do transfers in, do GPs happy.