Does anyone have an aqua card and make manual credit payments?

[savemyears]

If so, how long does it usually take to hit your account as a credit? I thought 3-5 days, my OH thinks 30 days.

Thanks

Mine has always hit within 2 hours on the app.

Same as pp. I make the payment and its there next time I open the app. Immediately sometimes.

It's never going to be 30 days is it?

I thought not but it's not my card so can't check it myself. Time for a big conversation I think.

Thanks all

Unless there's something about Aqua that's radically different to other outfits I'd expect transfers to be near instant. The old 3-4 working days was dead/buried years ago except as a warning in case a transfer went titzup.

30 days???

This is what I thought, I used to work in banking before faster payments came in but even then it was usually within the week.

It's a long story but I'm pretty sure he's lying about where the money is, we're really skint atm and any time I suggest to use the CC in an emergency he says the money isn't there yet. My thinking is that he didn't transfer it there at all and has spent it on something else, think £500 so not a small amount.

It used to be 2 hours but it's now instant

Ah. You'd have thought if he was going to lie to you, he'd at least make up something that could be true.

In my experience, credit card payments are credited to the account on the next working day at the latest.

Is there a chance that the payment genuinely has got lost or is he trying on the digital equivalent of 'the cheque is in the post'?

If you're 'really skint' and he's spending £500 on something and lying about it, especially if it's a non essential, then that's a last chance/deal breaker situation.