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Mortgages

1 reply

Iammetoday · 08/08/2023 15:20

Applying for mortgage and I have a full time permanent contract, until summer next year I'm on reduced contact to 3 days- this is a temp measure (family care isses) so when putting in income do I put the 3 days a week in one or the full time usual income?

OP posts:
monpetitlapin · 08/08/2023 15:24

You have to put the salary you're actually receiving, not what you might get at some point in the future if things change. It has to be supported by your bank statements and payslips-they won't just take your word for it these days. With interest rates this bad, though, you also need to think about how you'll afford the monthly payments on a reduced salary, which is a very good reason not to misrepresent your income.
Good luck.

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