Advice needed please

[Doogie191]

Hi I was hoping someone could give me some advice please. I am on working tax credits and child tax credits. I have a disabled son who turns 20 in September. He is on high level pip. And still in education in the senco department at college. He has a EHCP plan. Both my tax credits will stop end of august. Tax credits have told me I will get a renewal pack sent next year for working tax credits only. Which should be for about £1100 for the year. So between august and when I can claim working tax credits again next year I won’t get anything from them. I am single mom i work 16 hours a week and claim carers for my son.I have my daughter who is a full time student at uni lives with me. I am really worried as my money is going to drop so much. I have a very small mortgage left on my house. I pay into my pension so I could claim carers. I also pay an unregistered carer to pick my son up when I am at work from college £30 a week. My wages are £465 every 4 weeks after my pension contributions deducted of about £198 per month. I have contacted a benefits advisor who has said I would not get anything on universal credit. I would be grateful of any advise. Thank you

You won’t receive any UC because the deductions from your wages and CA will wipe out the total sum of the elements you would be entitled to.

DS, or you as his appointee, can apply for UC though.

Has DS had a social care assessment to look at a PA?

thankyou for getting back to me. I am his appointee. So I would have to wait until my family tax credits stop August to apply for him. Can he apply even though hr is in non advanced education. He hasn’t had a social care assessment. Sorry but what is a PA.

You would need to wait until September to apply for UC. Waiting until September is no bad thing as being the September following DS’s 19th birthday means you can apply even though DS is in full time non-advanced education without previously establishing LCWRA prior to the start of the course.

You should request social care assessments. A PA is a personal assistant.

Ok Thankyou what would social care assessment do. And do I have to apply for lcwra even though he has an EHCP. I’m sorry to keep asking

Social care assessments can result in additional support such as a PA.

Yes, you will want to submit fit notes and then have a WCA in order to pursue LCWRA.

My son has a social worker from the moving on to adulthood team ,she did a home assessment and he was allocated 9 hours support a week …however it involves me interviewing people and paying them from money social services give me ,plus organising tax and being self employed paying wages and their pensions…it all sounds very confusing and I’ve not started it yet

You can get a payroll company funded.

Has this thread been pared off from where it started?

I'm sure I replied yesterday but cannot see my posts now.

It’s a different thread. You posted on the one where the poster posted on someone else’s old thread. The OP also started their own thread.

Was beginning to think I was going mad!!

@Doogie191 I'm trying to understand where you are with Tax Credits at present. Can see that CTC will end as your son is 20 soon. Am I right in thinking that the gap in Working Tax Credits is because you're not yet 60 but will be shortly affecting the hours you need to do?

Hi sorry for the confusion I’m new to mumsnet and posted it twice sorry. I am 52. My child tax credit will finish 31 August. So will my working tax credit. When I rang them up they said they will send me a renewal pack for next year for working tax credit. I only work part time 16 hours. I get carers allowance for my son. Thanks

I agree that you will cease to be eligible for Child Tax Credits as, after 31/08/23, your son is no longer a Qualifying Young Person (QYP).

As discussed in the other thread he can then claim Universal Credit in his own right. As he's still in Full Time Education there will be some questions to resolve but they're not insoluble.

What I'm missing is how, working 16hrs/week, you could remain on Tax Credits.

I cannot see which of the options allowing a claim for WTC for those hours apply once your son is no longer a child/QYP.

PLease can somebody tell me I'm wrong...