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Car crash injury compensation

8 replies

mnahmnah · 13/06/2023 23:29

Hi

DH has had his final offer from the insurance after his car crash. They say if he rejects this offer it will go to court.

Have any of you rejected their final offer? Did it actually go to court? How quickly might they actually settle it to avoid court, if we call their bluff on this?

OP posts:
OrangeFleece · 14/06/2023 00:52

I'd be careful about going to court as the judge could offer even less and I think it involves costs too . I settled out of court on the advice of my solicitor as I could have ended up with less.

mnahmnah · 14/06/2023 07:21

Thanks. I thought I had seen people on here say that if you call their bluff and say you will go to court, they up their offer to settle because they want to avoid court

OP posts:
BanditsOnTheHorizon · 14/06/2023 07:32

What's the objective here? Do you think the offer is reasonable, does it cover any costs, medical bill and make up for loss of earnings etc? If the answer is yes then I'd take the final offer, if you're simply after as much money as possible (I'm not being snarky) then you could incur costs by chasing more money via courts etc. do you have a solicitor? What are their thoughts?

CalamityCara · 14/06/2023 07:50

Would you be willing to lose it all, and pay court costs, if you called their bluff and lost?
I’d settle.

FuckStonewall · 14/06/2023 08:17

Depends on the injury. Is it a soft tissue injury or bone?

Itwasntme101 · 14/06/2023 08:24

If it's whiplash the amount you get has been tightened in recent years. If you search "whiplash injury tariff" and scroll to the gov.uk link that has details of what you would get.

Butitsnotfunnyisititsserious · 14/06/2023 08:26

They can go to court, I would settle before it got to that stage. What's the issue with the final offer? Why do you feel it's not good enough?

OrangeFleece · 14/06/2023 22:20

The point of compensation is to make your financial position 'whole' again, along with compensation for pain and suffering which there are set guidelines for. If you are out to make a profit then you risk losing. Don't get greedy.

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