Salary and universal credit

[Blondemum123]

I’m currently a single mother of 2 children, I’m on UC as I work part time, I’m thinking of returning to work full time, my salary would be £29000 which works out around £1870 a month, when I’ve inputted all my details on 2 different benefit calculators it says I would still be entitled to £100 UC per week plus £39pw child benefit is this correct? I don’t claim any housing benefit as my ex pays the mortgage, and if I was getting £100pw UC would I still be able to claim the 85% back in child care costs? Both my little ones attend nursery

I would ring gingerbread 0808 802 0925 they can do the calculation for you more accurately.

If your ex pays the mortgage is there a chance theyl see this as income? Child maintenance is disregarded but anything else is not.

Kids and no housing costs on your claim, you'll get the higher work allowance, so that calc sounds about right (not got rates in front of me).

And childcare costs are calculated in your max UC (ie before deductions), so it can move you into a UC award when you wouldn't otherwise be entitled.

The childcare rules haven't changed quite yet iirc, might be worth waiting to claim until after they change for simplicity if possible.

I've done some sums and I make your uc entitlement about 210/month without childcare.

Salary of 29k is take home of 1980/m with no pension contrib.

So:
Std allowance 368.74
Child 1 315.00
Child 2 269.58
MAX UC 953.32

Deductions:
1980 - 631(hr work all) = 742

Total UC: 211/m

Pension contributions can be factored in, so you may get more UC if you make pension contributions.

You may also get some council tax support depending on your local area rules.