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Universal Credit - Without Child Benefit

7 replies

ab1066 · 02/05/2023 18:00

Hi there, a bit of a long one, but some considered advice would really help.

I have precisely 50/50 split care (down to the hour) of our son. Until now, his Mum has claimed Child Benefits but is not able to claim UC now she is with her new partner and baby due to his high income.

After our split, I had to move home with my folks, but I have my son nonetheless. When I moved back, she continued to claim CB and UC despite, at the time, me having him 5/7 days a week.

So she had it 'in her name' at this point. And she now has a joint CB claim.

I'm looking to move out again finally, and would, if the CB was in my name, be able to claim a substantial chunk of UC. I've approached her to see if we could, given its 50/50 care, pop it in my name, and I'd even be happy to GIVE her back the CB element so she isn't out of pocket.

She's flatly refusing to do this. Claiming their mortgage was calculated with the CB, how it will make a difference if they need to remortgage ever, and how, while she's on maternity leave, she no longer gets statutory pay.

Despite this, their combined income is almost double that of mine.

According to every source because, yes, for school etc., he is registered to hers, there doesn't seem to be much recourse for me.

I was just wondering what anyone else would do in this situation really, how you would handle it or accept it is what it is? Thank you so much.

OP posts:
dementedpixie · 02/05/2023 18:11

Do a counter claim for CB and if she refuses to swap it to you then the CB people will decide who gets it.

Babyroobs · 02/05/2023 18:14

I believe it is possible to claim UC yourself including child element if she still has the child benefit in her name., especially as she isn't claiming UC.

ab1066 · 02/05/2023 18:22

Thank you, my worry was - all things are equal, as I say, I do half the school runs, half the dentists, he has a wardrobe here, half his toys here the lot. BUT. Things like school, are registered to hers. So in this instance I expected it to be in her favour?

OP posts:
ab1066 · 02/05/2023 18:23

Oh really, I thought I needed the CB reference to 'unlock' the Child Element of UC?

OP posts:
GhostRiddle · 02/05/2023 18:56

If one of you are not working

You can claim child benefit, but not the money.
This enables that person to have their National Insurance "stamp" paid, which goes towards their state pension & other benefits

There is more info on www.gov.uk

Welcome to GOV.UK

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http://www.gov.uk

goinginsaneinthemembrane · 02/05/2023 18:59

You can get the child element of UC without having to claim child benefit

ab1066 · 02/05/2023 19:01

Hey - EntitledTo says:

OP posts:
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