Single Mum on UC self employed

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I've just done an entitled calculator to see if I'd be able to claim UC once my husband and I split. I'm self employed and earn around £30,000. This does not include holiday, or pension. I inputted the CM payments he would have to make, we have two primary school aged children.

It said I'd be entitled to around £80 per week plu child benefit.

Is that right??

It seems like a lot. I thought benefits were for job seekers or earning minimum wage. (I don't live in London)

If I claimed it could I start over paying my mortgage? Is that ethical? Could I use it to put it in my pension?

Or am I deluded about how I will be scraping by with money and I'll just need it to food shop.

I've just inputted the same details into turn2us and it's saying I'd ombe entitled to £15 Universal Credit per week but also Support for Mortgage Interest loan £52 per week, which at first glance I wouldn't be interested in.

No I would steer clear of the SMI loan if at all possible. You would need to decide whether you think it is worth claiming Uc for £15 a week, although claiming it would likely make you eligible for any further cost of living payments dished out by the government.

Yeah I don't think doing my taxes monthly would be worth the £60 per month tbh.