Pension question for low earning self employed

[h0rsewithn0name]

I'm sure this is a daft question, but here goes...

I realise my low-earning DH can put his whole self employed income into his pension. But last year his earnings were below the income tax threshold (ie £10k). Can we put this whole amount into his pension, or does it have to reach the threshold for paying income tax? Obviously we would like to attract the tax benefits if possible.

Thank you in advance.

He can put whatever he wants into his pension, but if you're not earning enough to pay tax, there is no tax benefit.

Thank you @DelilahBucket . I'm guessing then he can contribute £3600 as a non tax payer, and attract the income tax benefit?

For context, I am the higher earner, and as he has big health issues, we manage our income all in one pot.

Actually @seekingasimplelife you are incorrect. The site you linked to gives the correct information for the low paid on this page www.moneyhelper.org.uk/en/pensions-and-retirement/tax-and-pensions/tax-relief-and-your-pension

@pd339
The information I've given above is correct. The page you have linked to simply expands on it further - and mostly relates to employees, except for this part:

Is a personal pension right for you?
Anyone under the age of 75 in the UK qualifies to start a personal pension. And there are no age limits for transferring other pension pots into a personal pension.

Are you self-employed, not working or don’t have access to a workplace pension? Then getting a personal pension could be a good way to save for retirement.

"OP - Your DH can put his whole gross annual income into a pension and receive the government tax relief payment of 20% on top ." is incorrect.

@pd339 - please explain why you think this is incorrect?

It's all explained on the page I linked to. PS I have worked in pensions for 20+ years.

One thing to check is your DH's NI record. It he paying Class 4s? I think we have until April (if you are over 40), to top up contributions towards a full forecast.

I've just had a look at that page and there is limited discussion of self-employed contributions.

pd339, is the difference that the DH can contribute an amount that with the tax relief adds up to his gross earnings for the year? So if he earns £10k, he could contribute £8k and have the tax relief top up to £10k?

PauliString is correct, in effect you can add 80% of your earnings as you get 20% tax relief added on top to make 100%.