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Original poster

What do you spend your spare cash on?

55 replies

TherealBolton · 03/03/2023 23:55

Clothes

OP posts:
massivesalads · 04/03/2023 08:15

Clothes
Nice days out with ds
Dinner and drinks out
Home wear

TheFlis12345 · 04/03/2023 08:18

Naice food and eating out
Stuff for the garden
Extra into savings and premium bonds

picklemewalnuts · 04/03/2023 08:30

Save.
Financial Independence Retire Early.

Spend the minimum for a passable quality of life, have enough easy access savings that we don't blink if the washing machine breaks or the car has an expensive service.
Develop passive/alternate income streams and get out while I still have life in me!

junebirthdaygirl · 04/03/2023 08:33

My hair
Books
Coffee out

Girliefriendlikespuppies · 04/03/2023 08:36

Dd mostly!

Overthebow · 04/03/2023 08:46

Savings, mortgage overpayments, clothes, eating out, takeaways, luxury food, days out, spa days and treatments

Woolandwonder · 04/03/2023 08:53

Savings for a house deposit
Eating out/seeing friends
Clothes (mostly via vinted)

Umbrio · 04/03/2023 09:02

Eating out, holidays abroad and in the UK, replacing kids clothes, days out with the kids, nights out with friends, clothes and treats for me. I don't feel bad as we always save jointly and singly too.

SittingNextToIt · 04/03/2023 09:08

How is “spare” being defined?

For some, “spare” is anything after food and bills are paid. In that framework kids’ piano, swimming, unicorn-riding are all things done with spare cash. This person may say we have load spare and use it for kids learning Latin and judo.

For some, “spare” is anything left after the kids have done their unicorn-riding and dragon skating activities. This person may say we have nothing spare at all.

What is spare? (If it’s not Harry’s book)

kitcat15 · 04/03/2023 09:09

Extra holidays
Grandchildren
Savings

FrownedUpon · 04/03/2023 09:11

Savings, overpay mortgage, holidays & short breaks, clothes, nice food.

EyesOnThePies · 04/03/2023 09:11

Camping equipment

Miscellaneousme · 04/03/2023 09:12

Spare cash? What’s that?

EyesOnThePies · 04/03/2023 09:13

But generally I don’t buy stuff I don’t need, so if it’s spent it wasn’t ‘spare’, and if not spent, straight into savings.

IncessantNameChanger · 04/03/2023 09:17

Right now? Nothing if can help it. I'm trying to save / pay off debts. Sell clothes on vinted then buy what we need back on vinted. We went to school socail last night. Had takeaway. That's a rare treat. Only do treats that benefit the kids too

NatMoz · 04/03/2023 09:26

Eating out and holidays.

Eurovision tickets if I'm lucky enough to get some.

BabychamGlass · 04/03/2023 09:29

After essentials and savings,

Eating out
Pub drinks
Gigs and shows
Nights away
Dogs!

Emmamoo89 · 04/03/2023 09:49

Food

WandaWonder · 04/03/2023 09:50

Books, cafes, short breaks, clothes, days out

Crumpetdisappointment · 04/03/2023 09:51

um - a treat, yet to be decided.

VenAqui · 04/03/2023 09:59

Eating out, holidays, skincare, clothes.

kljk78 · 04/03/2023 10:03

Family spare cash or personal? My personal money I spend on clothes, skincare, currently saving to go to NY with my mum later in the year. Family spare (unaccounted) cash doesn't really exist in as much as it is all planned for, but have savings accounts for christmas, leisure (all things fun; meals out, days out, dates, birthdays etc) and holiday so when we have extra money we put it on one of those "fun" pots, but they have a pre-defined go in each month too.

I plan our money 3 years in advance so we don't really have "spare" as I know what is coming in and where I want it to go!

Meandfour · 04/03/2023 10:06

SittingNextToIt · 04/03/2023 09:08

How is “spare” being defined?

For some, “spare” is anything after food and bills are paid. In that framework kids’ piano, swimming, unicorn-riding are all things done with spare cash. This person may say we have load spare and use it for kids learning Latin and judo.

For some, “spare” is anything left after the kids have done their unicorn-riding and dragon skating activities. This person may say we have nothing spare at all.

What is spare? (If it’s not Harry’s book)

Spare for me is money left after all bills including food, extra curricular activities etc, fuel and savings.
So once every expense for the month has gone, including savings, what’s left is then spare.

CrotchetyQuaver · 04/03/2023 10:11

I have a horse, what's "spare cash" 🤷🏼‍♀️

mydogisthebest · 04/03/2023 14:42

Books, indoor plants, plants for the garden, candles, plant pots, days out.

Zero interest in clothes, handbags, makeup