Hello.
I and my husband will be separating. We have 2 kids, one doesn't need any childcare and the other is 1 year old and is in childcare full-time.
He was able to save up some childcare vouchers.
As you can imagine, the childcare cost and the mortgage and bills will basically take my whole earnings away, I think we will be struggling to buy food and I can't imagine what will happen if I need new tires, my old car breaks down, etc. Need a car to get to work, unfortunately. I will be on my own as well, family lives abroad so no help with any childcare whatsoever. I am scared.
Anyway, my question is this:
Can I claim for the childcare I will be paying but to pay for the childcare use a mixture of childcare vouchers as well as the UC? Until the childcare vouchers are gone. He has now stopped receiving them. Or is this not allowed? I don't have more than 6K saved up with them so I am thinking this shouldn't affect the claim. If someone has 5K savings and can claim the whole amount I don't see how it would be fair to use the 3K we have in the childcare vouchers.
Thank you for any advice.